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Our bank offers a variety of checking and money market accounts to meet the specific needs of your business. Whether you’re a small business with low account activity or a larger corporation, non-profit organization or sole proprietorship, you’ll find a checking account that’s a perfect fit with your needs. There are interest-bearing versions, too. With superior check processing and clearing capabilities, your funds are more easily accessible — and faster access to funds translates into lower account fees because of the higher collected balances in your account.
We offer a full range of certificates of deposit – from 7 day terms to 5 year terms. Click here to get current rate information and to see what specials we are currently offering. Come back periodically as our rates and our specials change frequently.
Watch your money grow with a money market account. You can link your money market account to your checking account and then use Internet banking to move money between them — all at your convenience.
Ask a loan officer or one our personal bankers for more information or to open an account.
Checking Accounts
Free Small Business Checking Account
Minimum to Open:
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$50.00
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Monthly Fee:
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$0
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Minimum Balance:
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$0
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First 150 items are free
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Deposits:
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$.35 per item
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Checks Paid:
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$.35 per tem
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Checks Deposited:
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$.35 per item
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eStatement
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Available
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FDIC Assessment
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Current Rate
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Small Business Checking Account
Minimum to Open:
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$100.00
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Monthly Fee:
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$12.00
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Minimum Balance to Waive Monthly Fee:
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$2,500.00
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Deposits: (first 15 free)
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$.50 per item
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Checks Paid: (first 15 free)
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$.25 per item
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Checks Deposited: (first 20 free)
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$.25 per item
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Statement Type
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Imaged
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FDIC Assessment
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Current rate
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Eligibility: Available to any corporation, partnership, proprietorship or not-for-profit organization.
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Charges for services used are assessed to the account at statement time.
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Business Checking Account
Minimum to Open:
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$100.00
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Monthly Fee:
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$19.00
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Earnings Credit calculated by analysis.
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Deposits:
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$.40 per item
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Checks Paid:
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$.20 per item
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Checks Deposited:
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$.11 per item
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Statement Type
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Imaged
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FDIC Assessment
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Current rate
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Eligibility: Available to any corporation, partnership, proprietorship or not-for-profit organization.
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Earning Credit: Service charges are assessed monthly at statement time. An earnings credit for collected balances, net of reserve requirements, is calculated at current market rates and applied as a reduction in charges. Services charges may be avoided completely by maintaining an adequate balance.
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Business Interest Checking Account
Minimum to Open:
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$100.00
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Monthly Fee:
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$12.00
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Minimum Balance to Waive Monthly Fee:
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$2,000.00
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Deposits:
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$.40 per item
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Checks Paid:
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$.20 per item
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Checks Deposited:
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$.11 per item
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Statement Type
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Imaged
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FDIC Assessment
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Current rate
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Eligibility: Restricted to sole proprietorships, public funds, and not-for-profit organizations as defined in Section 501(c) (3) through (13) or (19) or Section 528 of the Internal Revenue Code.
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Interest: Interest is paid monthly at current market rates (subject to change daily) on the average collected balance, less reserve requirements. No interest is paid for the current period if account is closed prior to statement date.
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Money Market Accounts
Small Business Money Market
Minimum to Open:
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$1,500.00
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Monthly Fee:
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$10.00
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Minimum Balance to Waive Monthly Fee:
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$1,500.00
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Deposits:
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$.45 per item
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Checks Paid:
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$.20 per item
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Checks Deposited:
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$.15 per item
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FDIC Assessment
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Current Rate
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Excess Withdrawal fee
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$10.00/item
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Statement Type
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Truncated
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Eligibility: Restricted to sole proprietorships, public funds, and not-for-profit organizations as defined in Section 501(c) (3) through (13) or (19) or Section 528 of the Internal Revenue Code.
Withdrawals: Government regulations restrict the number of withdrawals and transfers to six per month. All six may be pre-authorized, automatic or telephone transfers. Three may be by check to a third party. Transfers between same-party accounts or withdrawals in person, by messenger, ATM, or by mail are unlimited. You are subject to penalties and charges above this restriction.
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Interest: Interest is paid monthly at current market rates (subject to change daily) on the average collected balance, less reserve requirements. No interest is paid for the current period if account is closed prior to statement date.
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Business Money Market
Minimum to Open:
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$10,000.00
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Monthly Fee:
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$20.00
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Minimum Balance to Waive Monthly Fee:
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$10,000.00
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Deposits:
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$.40 per item
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Checks Paid:
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$.20 per item
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Checks Deposited:
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$.11 per item
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FDIC Assessment
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Current Rate
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Excess Withdrawal fee
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$10.00/item
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Statement Type
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Truncated
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Eligibility: Restricted to sole proprietorships, public funds, and not-for-profit organizations as defined in Section 501(c) (3) through (13) or (19) or Section 528 of the Internal Revenue Code.
Withdrawals: Government regulations restrict the number of withdrawals and transfers to six per month. All six may be pre-authorized, automatic or telephone transfers. Three may be by check to a third party. Transfers between same-party accounts or withdrawals in person, by messenger, ATM, or by mail are unlimited. You are subject to penalties and charges above this restriction.
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Interest: Interest is paid monthly at current market rates (subject to change daily) on the average collected balance less reserve requirements. No interest is paid for the current period if account is closed prior to statement date.
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Community Relations Account
Minimum to Open:
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$50.00
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Monthly Fee:
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None
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Minimum Balance to Waive Monthly Fee:
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N/A
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Deposits: (first 5 free)
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$.75 per item
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Checks Paid: (first 10 free)
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$.50 per item
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Checks Deposited: (first 40 free)
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$.30 per item
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Statement Type
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Truncated
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Eligibility: Available to organizations involved in the community like the scouts or other small groups such as church groups, class reunion accounts, etc. It may also be used for low activity D/B/A accounts.
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