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Saving your money is one of the most important and smartest things you can do as you plan your financial future. As your banking partner, we can provide the right savings or money market account for you. Look below for information on our Monthly Savings, Quarterly Savings, Young Savers, Investor Savings, Personal Money Market, or First Advantage Money Market accounts.
We also offer certificate of deposit accounts with terms from 7 days to 60 months as well as Individual Retirement Accounts.
Rates - Click here to get current rate information on all our savings accounts, money market accounts and certificates of deposits.
Monthly Savings
Opening Deposit:
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$100.00
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Minimum Balance:
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$300.00
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Maintenance Fee:
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$3.00/Statement Cycle if below minimum
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Debit Transaction Fee:
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$3.00 each in excess of 3/statement cycle
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Features:
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• Low balance requirement
• Interest Bearing
• One Statement Banking
• Info-Line 24 Hour account access
• Internet account access
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Quarterly Savings
Opening Deposit:
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$100.00
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Minimum Balance:
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$300.00
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Maintenance Fee:
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$9.00/Statement Cycle if below minimum
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Debit Transaction Fee:
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$3.00 each in excess of 9/statement cycle
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Features:
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• Low balance requirement
• Interest Bearing
• Info-Line 24 Hour account access
• Internet account access
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Young Savers (custodial account for minors)
Opening Deposit:
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$25.00
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Minimum Balance:
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None
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Maintenance Fee:
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None
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Number of Transactions:
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3 withdrawals per month
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Features:
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• Low opening balance requirement
• Interest Bearing
• No maintenance fees
• Tax Savings custodial account*
• Available only to minors whose parents have an account with FNB-St. Louis
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*Consult a tax advisor for details.
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Investor Savings
Opening Deposit:
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$10,000.00
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Minimum Balance:
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$1,000.00
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Maintenance Fee:
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$5.00 per statement cycle if below minimum
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Debit Transaction Fee:
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$3.00 each in excess of 3/statement cycle
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Features:
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• Low balance requirement
• Higher yields on higher balances
• One Statement Banking
• Internet account access
• Info-line 24 account access
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Personal Money Market
Opening Deposit:
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$1,500.00
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Minimum Balance:
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$1,500.00
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Maintenance Fee:
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$10.00 if below minimum
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Number of Transactions:
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Six debits/month, limit of 3 checks/month
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Features:
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• Higher interest than savings accounts
• Check writing privileges
• One Statement Banking
• Internet account access
• Info-line 24 account access
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First Advantage Money Market
Opening Deposit:
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$10,000.00
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Minimum Balance:
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$10,000.00
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Maintenance Fee:
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$15.00 if below minimum
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Number of Transactions:
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Six debits/month, limit of 3 checks/month
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Features:
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• Highest MMA rates normally offered
• Check writing privileges
• One Statement Banking
• Internet account access
• Info-line 24 account access
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Click IRA Tools to find calculators that will help answer questions and assist in the development of a program for your retirement savings.
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