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Home > Personal Finance Center  > Building Good Credit > Make Sure Good Credit Gets Reported

Building Good Credit

Make Sure Good Credit Gets Reported

Some lenders or creditors do not report to all three major credit bureaus. Say you took out a loan from your credit bureau; your credit bureau may only report the loan and your loan activity to one of the credit bureaus. If a creditor does not report to credit bureaus and you have a history of making payments on time those efforts will not help improve your credit.

If building good credit history is important to you, next time you need a loan consider a creditor that reports to all three credit bureaus. In order to build good credit you need a credit history, and without reporting, you have no history – at least where your credit report is concerned.